Dividend Offered for Tenth Consecutive Year

SAINT PAUL, Minn., Jan. 19, 2012 – Travelers announced today that for the tenth consecutive year, the company will distribute a dividend to more than 1,200 Independent Community Bankers of America (ICBA) member banks participating in the Travelers SelectOne® ICBA insurance program. The $3.23 million policyholder dividend is based on a nine percent dividend for the 2010 program year.

The dividend is the result of participating ICBA member banks’ efforts to manage insurance exposures in the workplace and to reduce insurance claims. This “safety group” dividend applies only to property and casualty coverages, and is just one feature of the Travelers SelectOne ICBA insurance program offered to ICBA members through independent insurance agents.

“Throughout Travelers’ long relationship with the ICBA, it has always been our top priority to help community banks protect their investment so they may serve the needs of their communities,” said Gary Erickson, Vice President of Financial Institutions, Travelers. “Over the past 28 years, we’ve issued more than $36 million in policyholder dividends, and we look forward to continuing and strengthening this important relationship with the ICBA and its member banks.”

Participation in the Travelers SelectOne ICBA insurance program offers community banks access to the Travelers network of agents and brokers as well as ICBA group purchasing power. ICBA member banks participating in the Travelers SelectOne ICBA insurance program also have access to the community bank programs leveraged by ICBA and educational industry resources such as risk management articles and publications.

“ICBA member banks that participate in the Travelers SelectOne ICBA insurance program have been very impressed by the wealth of resources Travelers offers to help them manage their risk,” said Dan Clancy, ICBA Executive Vice President of Services. “The program offers enormous value to our members and the dividend for the 2010 program year is a nice additional benefit in a challenging economic climate.”

The Travelers SelectOne ICBA insurance program offers an extensive selection of products to cover the risks community banks could face. The program features the following coverage options: directors and officers liability, financial institution bonds, bankers professional liability, kidnap and ransom, fiduciary liability, employment practices liability, lender liability, trust errors and omissions liability, cyber liability, computer property protection, identity fraud expense reimbursement, general liability, excess depository bonds, property, workers compensation and auto liability.

About Travelers
The Travelers Companies, Inc. (NYSE: TRV) is a leading provider of property casualty insurance for auto, home and business. The company’s diverse business lines offer its global customers a wide range of coverage sold primarily through independent agents and brokers. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees and operations in the U.S., Canada, U.K. and Ireland. The company generated revenues of approximately $25 billion in 2010. For more information, visit www.travelers.com.

About ICBA
The Independent Community Bankers of America, the nation’s voice for community banks, represents nearly 5,000 community banks of all sizes and charter types throughout the United States and is dedicated exclusively to representing the interests of the community banking industry and the communities and customers we serve. For more information, visit www.icba.org.

MEDIA CONTACT:
Jennifer Bagdade
(651) 310-2883
JBAGDADE@travelers.com