St. Paul Travelers Announces Formation Of Global Underwriting Small Business Unit

April 18, 2005

PHILADELPHIA--(BUSINESS WIRE)--April 18, 2005--St. Paul Travelers (NYSE:STA) announced the formation of a new Global Underwriting Small Business Unit to provide international commercial property casualty insurance for U.S.-based business customers who have small, developing international operations. The announcement was made today at the Risk and Insurance Management Society, Inc. (RIMS) conference. Features of the new Small Business Unit include flexible and competitive insurance products, enhanced customer service capabilities, automatic renewal processing and dedicated staff with expertise in small business global insurance needs.

"Small businesses are expanding globally at an astounding rate," said Rick Smith, president of Global Underwriting for St. Paul Travelers. "These businesses face a variety of insurance exposures, from risks associated with employees traveling overseas to liability on exported products or services. Our Global Companion(SM) product provides a comprehensive portfolio of products to cover the property and casualty needs of small business customers."

Global Companion(SM) was designed to provide the package of coverages small businesses need for their first ventures overseas and to grow with these businesses as their international operations expand. The product can provide protection for a variety of business activities, such as:

    --  Employees traveling or permanently based outside the U.S.

    --  Exports of products or services outside the U.S.

    --  Attendance at international trade shows or exhibits outside
        the U.S.

    --  Sales office or distribution operations outside the U.S.

The Small Business Unit will also make it easier for agents and brokers to do business with St. Paul Travelers by providing faster turnaround for quotes on new business and by issuing automatic renewal quotes 60 days prior to renewal dates. The Unit's staff has expertise in the international insurance exposures of small businesses and can provide agents and brokers with a complete insurance package to meet their customers' needs.

Global Accounts, which already has a significant number of business customers with small international operations, is looking to expand its presence in this market. "Our small business book represents a growing portion of our business, and we want to do more," Smith said. "Our underwriting expertise, combined with our ability to streamline policy processing and renewals, should help us grow the business this year and into the future."

For more information on the Small Business Unit, including eligibility criteria and contact information, visit the international business section of St. Paul Travelers Web site at www.stpaultravelers.com/business_insurance/specialty/international/ global_exposures.html. (Due to its length, this URL may need to be copied/pasted into your Internet browser's address field. Remove the extra space if one exists.)

St. Paul Travelers is a leading provider of property casualty insurance and asset management services. For more information, visit www.stpaultravelers.com.

    CONTACT: St. Paul TravelersAndrea Wood, 651-310-6440

    SOURCE: St. Paul Travelers