St. Paul Travelers Announces Formation Of National Programs Business Unit In Canada

April 18, 2005

PHILADELPHIA--(BUSINESS WIRE)--April 18, 2005--St. Paul Travelers (NYSE:STA) announces the formation of a National Programs business unit in Canada to offer tailored property and casualty insurance products to groups of commercial businesses that have similar characteristics or that are part of an association or affinity group. The new unit is based in Toronto and focuses on programs that service small to mid-size mainstream commercial businesses. The announcement was made today at the Risk and Insurance Management Society, Inc. (RIMS) conference.

"Our U.S.-based national programs business has been extremely successful, and we're hoping to duplicate this success within our Canadian operations," said Rick Smith, president of Global Underwriting for St. Paul Travelers. "Our current program underwriting expertise combined with our specialized claim and risk control services give us a distinct competitive advantage. We know how to write this business and we're ready to expand into the Canadian marketplace."

The new business unit can provide customized insurance packages as well as risk control and claims services for businesses in a variety of industries. Advantages of the new unit include:

    --  An experienced team of program experts dedicated to commercial
        programs;

    --  Customized risk control products and services;

    --  Customized claims handling;

    --  Tailored insurance packages to meet the needs of specific
        industry groups.

For more information on the Canadian National Programs Unit, including eligibility criteria, visit the St. Paul TravelersCanada Web site at www.stpaulinsurance.ca/.

St. Paul Travelers is a leading provider of property casualty insurance and asset management services. For more information, visit www.stpaultravelers.com.

    CONTACT: St. Paul Travelers
             Media:
             Andrea Wood, 651-310-6440
             or
             National Programs Canada:
             Robert Reid, 416-642-3714
             email: rreid@stpaultravelers.com

    SOURCE: St. Paul Travelers