Press Release Details

HARTFORD, Conn.--(BUSINESS WIRE)--Aug. 15, 2006--

        New Endorsement Provides Protection for Dwellings with
               a Replacement Cost Starting at $1,000,000

Travelers announced today that it now provides expanded coverage for the High Value Homes enjoyed by many of its farm, ranch or winery customers. This new endorsement can also be combined with Travelers' newly enhanced Farm-Ranch Amendatory Endorsement, which offers increased coverage for household personal property.

Brad Bowman, Vice President, Travelers Agribusiness, said, "We recognize the increased exposures that exist for many gentleman farm owners, horse owners and winery owners who reside in larger, higher-end homes on their property. This new endorsement was developed to be in-synch with their unique insurance needs. We are very pleased to offer such a feature-rich package of coverage offerings to our agribusiness clients."

The new High Value Dwelling Endorsement covers a variety of exposures including:

    --  Replacement cost coverage on the dwelling up to 125% of
        current insurance limit;

    --  Ordinance or law coverage up to an additional 30% of the
        dwelling limit;

    --  Increased limits for private garages;

    --  Credit and fund transfer cards, forgery, and counterfeit
        currency up to $10,000;

    --  Electronic data and restoration coverage up to $2000.

Customers may now extend their coverage further through an enhanced Travelers Farm-Ranch Amendatory Endorsement. This endorsement includes increased coverage for the following: trees and shrubs; gold, money, platinum and silver; watercraft; grave markers; and new construction at the insured location, which has more than doubled - from $100,000 to $250,000. Travelers Identity Fraud Expense coverage endorsement can also be added.

Contact your local Travelers Independent Insurance Agent to gain more information. Agents may contact their local Travelers agribusiness representative, or Scott A. Newbury at snewbury@travelers.com or 860.277.8214

About Travelers

Travelers understands that life and business are inherently dynamic and that the best way to serve agents and policyholders is to deliver insurance that evolves to stay in-synch with life and business as they change. For more information on being in-synch, visit www.travelers.com.

Travelers is a business of The St. Paul Travelers Companies, Inc. (NYSE:STA), a leading property casualty insurer selling primarily through independent agents and brokers. The company's diverse business lines offer its global customers a wide range of coverage in both the personal and commercial settings, including automobile, homeowners, construction, small business, oil and gas, ocean marine, agribusiness, financial and professional services, global technology and public sector services. St. Paul Travelers is ranked 85 in the Fortune 500, with 2005 revenues of $24.4 billion and total assets of $113.2 billion. The company has approximately 32,000 employees.

Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations.

Source: Travelers